Wednesday, October 31, 2012

Claes Johnson on Mathematics and Science: Making of the Prandtl ...

We cite from the book Fundamentals of?Aerodynamics by John D Anderson addressed in a?previous post,?concerning Ludwig?Prandtl, the father of modern aerodynamics:
  • The first practical theory for predicting the aerodynamic properties of a finite wing was developed by Ludwig Prandtl and his colleagues at Gottingen, Germany, during the period 1911-1918, spanning World War I. The utility of Prandtl's theory is so great that it is still in use today for preliminary calculations of finite-wing characteristics.
  • The modern science of aerodynamics rests on a strong fundamental foundation, a large percentage of which was established in one place by one man-at the University of Gottingen by Ludwig Prandtl. Prandtl never received a Noble Prize, although his contributions to?aerodynamics and fluid mechanics are felt by many to be of that caliber.
  • By the 1930s, Prandtl was recognized worldwide as the "elder statesman" of fluid dynamics. Although he continued to do research in various areas, including structural mechanics and meteorology, his "Nobel Prize-level" contributions to fluid dynamics had all been made.?
  • Prandtl remained at Gottingen throughout the turmoil of World War II, engrossed in his work and seemingly insulated from the intense political and physical disruptions brought about by?Nazi Germany.?
  • In fact, the German Air Ministry provided Prandtl's laboratory with new equipment and financial?support.?
  • Prandtl was considered a tedious lecturer because he could hardly make a statement without qualifying it. However, he attracted excellent students...?
  • Prandtl died in 1953. He was clearly the father of modern aerodynamics-a monumental figure in fluid dynamics. His impact will be felt for centuries to come.

Anderson captures the essential quality of Prandtl's theory as a?practical method for preliminary calculation of wing characteristics (lift), ?and not a physical theory describing the true aerodynamics of the generation of lift of a wing. Anderson further emphasizes the strong connection between Prandtl's work and German war efforts, and thus gives the reason why Prandtl was not near to get a Nobel Prize.

Source: http://claesjohnson.blogspot.com/2012/10/making-of-prandtl-myth-by-john-d.html

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Monday, October 29, 2012

Navy replaces admiral leading Mideast strike group

WASHINGTON (AP) ? The U.S. Navy said Saturday it is replacing the admiral in command of an aircraft carrier strike group in the Middle East, pending the outcome of an internal investigation into undisclosed allegations of inappropriate judgment.

Rear Adm. Charles M. Gaouette is being sent back to the USS John C. Stennis' home port at Bremerton, Washington stae, in what the Navy called a temporary reassignment. The Navy said he is not formally relieved of his command of the Stennis strike group but will be replaced by Rear Adm. Troy M. Shoemaker, who will assume command until the investigation is completed.

It is highly unusual for the Navy to replace a carrier strike group commander during its deployment.

The Navy did not reveal details of the allegations, citing only an accusation of "inappropriate leadership judgment" that arose during the strike group's deployment to the Middle East. Rear Adm. John Kirby, the Navy's chief spokesman, declined to discuss the investigation.

The Stennis group deployed from Bremerton in late August and had entered the Navy 5th Fleet's area of operations in the Middle East on Oct. 17 after sailing across the Pacific. The Stennis made port visits in Thailand and Malaysia on its way to the Middle East.

It deployed four months earlier than scheduled in response to a request by the commander of U.S. Central Command, Marine Gen. James Mattis, to maintain two aircraft carriers in the Middle East. The Stennis replaced the USS Enterprise carrier group.

Defense Secretary Leon Panetta visited the Stennis and its sailors in Bremerton shortly before they departed. He thanked them for accelerating their deployment on short notice.

"I understand that it is tough," Panetta said. "We are asking an awful lot of each of you, but frankly you are the best I have and when the world calls we have to respond."

Source: http://news.yahoo.com/navy-replaces-admiral-leading-mideast-strike-group-135537654.html

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Friday, October 26, 2012

Kids Obese Young Will Be Obese For LifeYour Health Journal | Your ...

From The Sun?..

A NEW study suggests that obesity is irreversible if not caught early enough ? and that people who are fat in childhood may end up ?programmed? to be fat for life.

Experiments at the University of Michigan and the National Council of Science and Tecnology (CONICET) in Argentina showed that the longer mice remained overweight, the harder they found it to shift the pounds for good.

That?s because the animals reset their body weight set point to ?normal? when obese or overweight.

The boffins flipped a genetic switch that controls hunger using mice at several different ages.

Turning on the switch right after weaning prevented those mice from overeating and ever becoming obese.

Similarly, mice that remained at a healthy weight into young adulthood by strict dieting alone were able to maintain normal weight without dieting after turning on the switch.

But chronically overfed mice with the earliest onset of obesity never completely returned to normal weight after flipping the switch ? despite reducing their food intake and increasing activity.

Senior author Professor Malcolm J. Low said: ?Somewhere along the way, if obesity is allowed to continue, the body appears to flip a switch that reprogrammes to a heavier set weight.

?Our model demonstrates that obesity is in part a self-perpetuating disorder ? and highlights why most adults find it difficult to maintain meaningful weight loss from dieting and exercise alone.

To read the full story?..Click here

This entry was posted in Health / Fitness Articles and tagged Childhood Obesity, Health, Len Saunders by Len Saunders. Bookmark the permalink.

Source: http://www.lensaunders.com/wp/?p=5975

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You Represent Your Business | The Personal Branding Blog

Reputation management through these personal branding tips

When a business incurs losses or even shuts down, no one feels the pain of having to live with a failed enterprise like the owner. As someone who owns a business, you have to take great measures to ensure that it remains operational and is accurately profitable. The success of your business begins with you; never rely on your employees alone to deliver success.

Marketing is such an integral department in a business that it requires your undivided involvement. While appreciating the fact that there are brilliant marketing graduates who can be hired to drive the prosperity of your business, it is essential to note that no one person can represent your company better than you. It is one thing for someone to represent your business? interests and it is quite another for you to spearhead the needs of your business. Call it word of mouth marketing, call it networking or even brand marketing; the job is perfectly done when you are present to sell your business brand.

So, you are a business owner and wondering what ought to be done to ensure that you are ever present whenever your business needs you? Well, this article is a presentation on the various ways that you can represent your business.

Be Accessible

It is fairly understandable that your schedule may be ever full as you go around meeting other demands and signing business deals. The dynamics of business requires that you be easily accessible. Unlike your employees who are rightfully paid to be accessible only during the working hours, you should be able to go that extra mile to keep your phone lines open even when it is way past the normal working hours. You never know when that multi-million deal will come knocking!

The internet, together with computer technology has completely revolutionized how businesses are run and how transactions are executed. The social media on its part is playing a key role in ensuring that accessibility is enhanced. As a business owner, you should not shy away from these online platforms as they present an efficient way of social media marketing.

Networking Ambassador

A business needs a networking mogul; an ambassador whose job description includes seeking partnerships with other relevant business and getting to know other iconic business owners. That person should be you. Having stated that social media networking is an integral element in business? marketing, you should take time to build a professional profile in some of the popular social networks like Facebook and Twitter. These profiles are online replicas of your business brand and they should be easily visible to the millions of internet users. Employers, customers, clients and acquaintances should be able to reach you through these social networks.

Relationship Building

There is a thin line between relationship building and business networking. This is because they both involve meeting various people, and building business relationships with them. Being the proprietor of a business, you are better placed to embrace relationship building due to the fact that you are always attending meetings with other business partners. It is through such business relationships that word of mouth marketing comes in handy as you are able to sell the business brand to numerous people within a short time. This is also referred to as offline marketing; those strategies that do not require the internet to work.

Being Fully Present

Being the owner of a business gives you the freedom to develop relevant policies that will ensure the enterprise expands into an unsinkable empire. These policies can only be implemented to the latter when you are fully present. Remember you cannot rely on your employees to serve your interests; a majority of them are probably working because of the pay while others may not be totally focused. Being fully present gives you the opportunity to make the key decisions whenever the situation calls. This way, you are also able to spearhead the all-important networking exercise.

Evidently, as a small business owner, you are your business? first and best marketing resource. Both online and offline marketing strategies should be used effectively. If you can?t execute this, some bit of training will be more than enough to equip you with the knowledge and skills to represent your business and propel it into a giant corporation.

Maria Elena Duron, CEO (chief engagement officer),?buzz2bucks | a word of mouth marketing firm,?is skilled at making networks ?work? and harnessing powerful online and offline buzz, she facilitates online visibility services and word of mouth coaching and workshops ? taking companies and professionals from buzz-worthy to bucks-worthy.

Source: http://www.thepersonalbrandingblog.com/you-represent-your-business/

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Real Estate Review: WELCOME HOME Karen DeRose with Broker ...

Posted On Wednesday, 24 Oct 2012 By admin. Under?News????

Who says spring is the best season to sell a home? While some believe the optimal time to put a home on the market is in the spring, selling a home during the fall months has several distinct advantages for homeowners to consider.

During the fall, there are typically fewer homes available for sale than in the spring and summer, which means that there is less competition and the properties that are on the market are more likely to make an impression. This fall offers a serious opportunity to have a home stand apart in the market.

National trends show that buyers are out in greater force, taking advantage of excellent housing affordability and driving up home sales and prices. According to the National Association of Realtors, existing home sales rose 7.8 percent in August from the month before, and were 9.3 percent higher than a year prior. Median home prices also rose for six straight months year-over-year. And according to the Wall Street Journal, consumer confidence increased in September to its highest level since February, suggesting that spending could rise and help the economy. These are positive indicators heading into the fall market.

Consumers touring homes during the colder months are serious and eager to purchase a new residence. Many of those home-seekers need to purchase a new home because they must relocate from one community to another due to a job or lifestyle change.

Fall also presents an opportunity to spruce up a home and truly make it shine to fit the season. Open the blinds and curtains to let in more natural light and stage the home with pumpkins, wreaths and other festive decorations. Set the thermostat at a comfortable temperature, warm and welcoming if cold has settled in outdoors. If the home has a fireplace, arrange furniture so it is the centerpiece of the room. Staying on top of a property?s upkeep shows buyers that the current owners are serious about keeping their home in good condition. Rake leaves regularly, and clean gutters and downspouts. Bare trees will make flaws in a home?s exterior more visible, so fall is a good time to powerwash off dirt and touch up exterior paint.

To learn if now is the right time for you to buy or sell a home, speak with a sales professional at Coldwell Banker Residential Brokerage. Using data gathered from your specific community, your Coldwell Banker Residential Brokerage sales professional can provide you with and explain the precise factors that could impact you in your decision making process. You may just discover that fall really is the perfect time to move forward with the lifestyle you desire.

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Source: http://www.theobserver.com/?p=12259

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Romney Shares Her $137.50 Costco List

When Ann Romney cooks for the Romney clan, she goes big.

"I always start at Costco," Romney said on the "Rachel Ray Show" today as the audience watched pre-taped video of her pushing an over-sized grocery cart at the bulk-goods store.

Zooming around the store that she' didn't name by location, Romney grabbed large bags of spinach, several containers of frozen cream puffs and pre-cooked rotisserie chicken.

"The great thing about frozen desserts, they're always ready to go," Romney gushed.

For roughly $4.50 per person - a $137.50 tab - Romney can feed all five sons and their families, a total of 30 people, she said.

Incidentally, Costco founder James Sinegal endorsed President Barack Obama earlier this year.

In addition to preparing a Gov. Mitt Romney favorite dish, meatloaf cakes, Ann Romney dished on a few secrets about her husband.

"Mitt is not a picky eater," she said. "He will eat anything you put in front of him."

Her husband also cuts to the front of the line during their family's buffet-style meals, she added.

Several members of the family Romney were in the audience, including the Romney's son Tagg.

The mother of five boys also revealed what she would have named a daughter: Patience Darling Romney, after a great-great-grandmother.

Romney, 63, also talked at length about how she coped with raising a family while suffering from multiple sclerosis, a neurological disease that can cause weakness, numbness and vision loss. She's also a breast-cancer survivor.

She noted that Costco rotisserie chicken was a staple in the Romney household during her illness.

"When I was first diagnosed with MS and my husband was taking care of me, he discovered rotisserie chicken," Romney said.

Her husband told her then, "I don't care if we eat cereal and toast the rest of my life, as long as we're together," she said.

On the campaign trail, Romney says, she eats healthy (more healthy than her husband), exercises, and takes time off to recover from the stress and the grueling schedule.

"MS has been my greatest teacher, it's been the toughest teacher and breast cancer as well," Romney said. "But you have to know that the sun always will come up, that there will be a better day."

ABC News' Amber Porter contributed to this report.

Also Read

Source: http://news.yahoo.com/ann-romney-shares-her-137-50-costco-list-155652726--abc-news-politics.html

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Fighting erupts near Damascus ahead of truce deadline

AMMAN (Reuters) - President Bashar al-Assad's forces fired heavy tank and rocket barrages at a Damascus suburb on Thursday, killing five people, opposition activists said, a day before a UN-brokered ceasefire is due to come into force.

The fighting in Harasta, just northeast of Damascus, erupted after rebels overran two army roadblocks on the edge of the large town, which is on the main highway linking the capital to the country's north, they said.

"Harasta is being pummeled by tanks and rocket launchers deployed in the highway. The rebels are putting up a fight and it does not seem the army will be able to enter the town this time," Mohammad, a Damascus resident, said by phone.

He was referring to the last armored incursion by loyalist forces into Harasta a month ago, which opposition campaigners said had killed 70 people.

Harasta is one of a series of large Sunni Muslim suburbs ringing the Syrian capital that have been at the forefront of the 19-month-old rebellion against Assad.

He belongs to the minority Alawite sect, an offshoot of Shi'ite Islam that has dominated Syrian politics since the 1960s.

The Harasta Media Office opposition activists' group described the town as a "disaster zone" following the shelling.

"An (army) roadblock had been set up next to the main bakery. There is no water, no food, no medicine and prolonged power cuts," it said in a statement.

Other residents of Damascus said the sound of shelling targeting Harasta and the nearby neighborhood of Zamalka could be heard from the centre of the capital.

On Wednesday, an Arab League mediator for the Syrian conflict told the U.N. Security Council that Assad has accepted a ceasefire for the Muslim 'Eid' holiday starting on Friday.

An announcement by the Syrian authorities was expected later. But Moaz al-Shami, an opposition activist in Damascus said "no one is taking the ceasefire seriously".

"How can there be a ceasefire with tanks roaming the streets, roadblocks every few hundred meters and the army having no qualms about hitting civilian neighborhoods with heavy artillery? This is a regime that has lost all credibility."

(Reporting by Khaled Yacoub Oweis, Amman newsroom; Editing by John Stonestreet)

Source: http://news.yahoo.com/fighting-erupts-near-damascus-ahead-truce-deadline-072722805.html

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The 25 worst passwords of 2012

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Source: http://news.yahoo.com/25-worst-passwords-2012-145000121.html

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How to Eat a Triceratops

Tyrannosaurs tore the heads off armored prey to reach their tender neck meat


How to eat a Triceratops A T. Rex nibbles on the soft flesh of Triceratops' face. Image: Nate Carroll

By Matt Kaplan of Nature magazine

Raleigh, North Carolina?Theirs was the immortal battle: a fierce tyrant battling a defender armed with three lethal horns and protected by a bony frill around its neck. Yet the violent fight between Tyrannosaurus and Triceratops is hardly the stuff of Hollywood hype. Tyrannosaurus bite marks are well known on the fossil bones of Triceratops but, so far, such fossils have always been studied in an isolated manner.

In a departure from this precedent, work presented last week at the Society of Vertebrate Paleontology?s annual meeting in Raleigh, North Carolina, reports on an examination of numerous bite-scarred Triceratops bones and a theory of how Tyrannosaurus fed.

Denver Fowler at the Museum of the Rockies in Bozeman, Montana, and his colleagues studied numerous Triceratops specimens from Montana's Hell Creek Formation to identify how many had the characteristic tooth marks of Tyrannosaurus on them. They found 18, most of which were skulls. When they looked closer, they noted something important: none of the bones showed any signs of healing, indicating that the bites were inflicted on dead animals that were in the process of being eaten.

As Fowler and his colleagues examined the various types of bite mark on the skulls, they were intrigued by the extensive puncture and pull marks on the neck frills on some of the specimens. At first, this seemed to make no sense. ?The frill would have been mostly bone and keratin,? says Fowler. ?Not much to eat there.? The pulling action and the presence of deep parallel grooves led the team to realize that these marks were probably not indicative of actual eating, but repositioning of the prey. The scientists suggest that the frills were in the way of Tyrannosaurus as it was trying to get at the nutrient-rich neck muscles.

?It's gruesome, but the easiest way to do this was to pull the head off,? explains Fowler with a grin. The researchers found further evidence to support this idea when they examined the Triceratops occipital condyles ? the ball-socket head?neck joint ? and found tooth marks there too. Such marks could only have been made if the animal had been decapitated.

Bites and nibbles
?Innovative and thorough, this work really shows the value of incomplete specimens and large samples for interpreting paleobiology,? says paleontologist Andrew Farke at the Raymond M. Alf Museum of Paleontology in Claremont, California.

It also shows that Tyrannosaurus also had a daintier side. Fowler and his team found precise, even delicate, bites along the front of several Triceratops skulls, and suggest that these are nibbles on the tender meat found on the face.

The discoveries led Fowler and his colleagues to question whether the feeding behavior of Tyrannosaurus changed substantially as the animals grew. The team proposes that, with their particularly thick teeth, adult tyrannosaurids would have been well-suited to tearing apart something as tough as a Triceratops, whereas younger individuals may have had to rely on different feeding strategies to prevent them from damaging their teeth.

There is also the question of how the creatures might have evolved over time. ?It is going to be interesting to see if similar patterns of prey processing occurred earlier in time,? says Farke. ?I really wonder what the smaller tyrannosaurs that lived millions of years before T. rex were doing.?

This article is reproduced with permission from the magazine Nature. The article was first published on October 24, 2012.

Source: http://rss.sciam.com/click.phdo?i=a182595ec3a20f69abb2cbcd3a24a903

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And It Happened Just Like That (Unqualified Offerings)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/257909027?client_source=feed&format=rss

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Thursday, October 25, 2012

'Frankenstorm' could blast East Coast

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realtors who are assholes sell more homes ? OC Housing News

Do people who lie, cheat, and steal always do better than the rest of us? Apparently in some professions they do. Obviously, in criminal professions, the people who get ahead are the ones most willing and able to violate the rules. In professions with shades of gray, and real estate sales has some dark fringes, living on the dark side of the shades of gray has financial rewards that seduce many. Real estate sales offers a chance for quick riches with little or no accountability and few educational hurdles to overcome. The profession does attract some good people, but it shouldn?t be surprising that such circumstances also attracts the dregs of society.

The most odious characteristic of the National Association of realtors is how they seek to legitimize bad and unethical behavior by labeling it ?sales,? or as I prefer to call it, ?bullshit.? To the NAr and many of the agents who adhere to their marketing tactics, the truth has no meaning. There is a narrative, somewhat loosely tethered to reality, that is designed to create false urgency among buyers in order to generate sales commissions. realtors simultaneously want to be recognized as experts yet held harmless when their expert advice is revealed as bullshit, often with costly implications for the buyer who relied on the inappropriate expert advice.

Acting badly in your name

Many people employ obnoxious real estate agents because they know that agent will do and say things the client would never do or say. People want the advantages of bad behavior but none of the responsibility or guilt for it. People will conveniently ignore the lies agents tell in their name because they want the extra money they believe this atrocious behavior will get them. What most fail to realize ? mostly through willful ignorance ? is that anything an agent says on their behalf is a reflection on them. Lying through a surrogate is still lying. Think about it, if you hire a hit man to kill someone, aren?t you still guilty of murder?

The agency relationship creates responsibilities on both parties. Clients need to know and take responsibility for what the agent says and does, and clients also need to take responsibility for knowing when their own agent is lying to them as well. Many people trust real estate agents far too much to their own detriment. Some of this is foolish gullibility, but some of it is willful ignorance as many people want to be flattered. The agent needs to take responsibility for the veracity of the information given to their clients as well as statements they make to the general public. Most don?t.

I described the dilemma this way in Urgency Versus Reality: realtors Win, Buyers Lose:

With Expertise comes Responsibility

Bad realtors want to have their cake and eat it too; they want to be recognized as experts on real estate and real estate markets, but they want no responsibility when their expertise is confirmed as chicanery, a conundrum with no resolution. realtors are responsible for their representations that buyers rely on. If they say prices are going to the moon, then who is to blame when that doesn?t happen? Buyers for relying on the experts? Or the experts for making stuff up that people rely on?

Does this make my butt look fat?

Perhaps this analogy is politically incorrect, but? Imagine you are shopping for clothes in a high-end retail outlet. You are trying on an outfit, and you are concerned about its appearance, so you ask the salesperson, ?Does this make my butt look fat?? What is the salesperson to do?

If the salesperson responds, ?Yes, that is not flattering to your shape,? they fear they will not close the sale, so even if the garment does, in fact, make your butt look fat, the salesperson is probably not going to tell you. As a customer, you asked a question hoping for accurate information to help you make a purchase decision. What you are likely to get is a self-serving answer that makes the salesperson money.

If a buyer walks out of the store with ill-fitting or unflattering clothes, who is to blame? Is the buyer responsible for failing to see the conflict of interest, or is the salesperson at fault for dissembling for dollars?

Unfortunately, in the world we live in, agents who act irresponsibly and even nefariously often get rewarded. As the story below explains, realtors who are assholes sell more homes. This is either a sign that unethical behavior is the best way to accomplish the task, or its a sign that far too many unethical realtors dominate the field. You can tell me which one you think it is.

By SANETTE TANAKA ? October 11, 2012

Real-estate agents, take note: It?s better to be feared than loved.

Research led by a professor at Morgan State University has found that brokers who score high in Machiavellian personality tests sell more real estate than their kinder, gentler colleagues.

The advice given to agents today: be an asshole.

Abdul Aziz, associate professor of management at the Baltimore school, and Jim Meeks, a senior at the time at the College of Charleston, devised a ?Mach-B scale? to measure Machiavellian behavior in people across various occupations. The personality test looks for traits described in the writings of Niccol? Machiavelli, a 15th-century Italian diplomat. A Machiavellian person, Prof. Aziz explains, is emotionally detached, prone to deceive and believes that the end justifies the means, even if it is not morally right.

Doesn?t that aptly describe many realtors? If there is one philosophy that best describes how realtors operate its the idea that the end justifies the means. That?s why they find bullshit perfectly acceptable. The end they want is a real estate commission. Telling people what they want to hear is a means to that end. Even through many find this behavior immoral, they see no problem with it because the end justifies the means.

?Machiavelli believed in using dirty tricks in order to succeed,? says Harvey Mansfield, professor of government at Harvard University and author of numerous books on Machiavelli.

?The key word in Machiavellian is manipulation,? Prof. Aziz says. ?It?s a dirty word, but in our average daily life, we always manipulate information.? Machiavellian people are very good in business situations and are astute at reading others, Mr. Aziz says. ?They need to understand the needs of other people and gain their trust,? he says.

Once realtors gain the trust of their clients victims, only their personal ethical standards limit what they do. Unfortunately, some realtors have very low personal ethical standards.

For the Mach-B test, people from various occupations were asked how much they approved or disapproved of seven scenarios: for example, how they would judge a person who took a prime parking spot on a stormy night that someone else was waiting for. The answers were graded on a scale from 7 to 28, with 7 indicating the least Machiavellian personalities. Real-estate agents came in at an average of 14.8, which Mr. Aziz categorizes as a moderate score. The number falls below those of automobile salespeople, stockbrokers, health-care employees and timeshare sales agents.

realtors have the same personal standards as used-car salespeople.

Real-estate agents who exhibited more Machiavellian traits tended to see higher sales, meaning Machiavellian behavior and performance were found to be highly correlated. Automobile salespeople and stockbrokers with higher Mach-B scores also saw increased performance.

It shouldn?t be terribly surprising that the most manipulative realtors also have high sales. They put their nefarious talents to work for their own personal ends, and some are successful at it. However, and this is a big caveat, not all real estate agents succeed by manipulating their clients. Bullshit and manipulation is a short-term strategy that?s most effective in high-pressure sales environments like car lots, new home sales, or timeshare sales offices. Those salespeople often only get one chance to convert a customer, so they aren?t focused on building a relationship of trust over time. Ethical sales takes more time and effort, and many agents don?t survive long enough to build a successful and ethical business. And unfortunately, many others don?t see the need.

Of course, not all real-estate agents have Machiavellian personalities, says James Larsen, a professor of finance at Wright State University who has studied ethics in real estate.

?In general, anyone in real estate is likely to be dependent on repeat business. If you take a Machiavellian approach, then that would hurt your long-run prospects.?

Perhaps assholes in real estate do generate more sales. That says less about the efficacy of their methods than it does about the people drawn into the profession. The dark path may be quicker, but the success is fleeting and always limited by the ability of the realtor to find new gullible marks. The agents who prosper in the long run are those that treat clients with respect and earn referrals and repeat business.

There must be a better way. Although I?m not sure love is the answer either?

Twenty years and $317,000 later?

The former owners of today?s featured property bought it twenty years ago. Instead of selling it today for a $325,000 profit, the former owners already stripped the property of all its equity leaving them with nothing besides their bad credit.

  • This property was purchased on 7/31/1992 for $210,000.
  • On 10/1/1997 they obtained a $43,000 stand-alone second.
  • On 10/30/2003 they refinanced with a $285,000 first mortgage.
  • On 7/29/2005 they refinanced with a $375,000 first mortgage.
  • On 12/29/2006 they refinanced with a $412,000 first mortgage.
  • On 8/6/2007 they opened a $125,000 HELOC.
  • Total debt was $527,000 assuming they maxed out the HELOC.
  • Total mortgage equity withdrawal was $317,000 plus their down payment.


Wouldn't you be embarrassed to overpay by $100,000? Only fools buy houses without knowing neighborhood values. Don't be a fool. Don't suffer the pain of an underwater mortgage. The surest way to lose your house is to overpay for it. Our reports identify overvalued and undervalued neighborhoods. Use it to broaden or narrow your search area. Savvy buyers work with us to find bargains. We've saved thousands from financial ruin. Let us save you too. If you want peace of mind while shopping for your next home, sign up for our monthly market newsletter.

We're sorry, but we couldn't find MLS # SR12126988 in our database. This property may be a new listing or possibly taken off the market. Please check back again.


Proprietary OC Housing News home purchase analysis

1733 North SHAFFER St Orange, CA 92865

$499,900 ??.. Asking Price
$210,000 ???. Purchase Price
7/31/1992 ???. Purchase Date

$289,900 ???. Gross Gain (Loss)
($16,800) ???? Commissions and Costs at 8%
============================================
$273,100 ???. Net Gain (Loss)
============================================
138.0% ???. Gross Percent Change
130.0% ???. Net Percent Change
4.2% ???? Annual Appreciation

Cost of Home Ownership
??????????????????????????
$499,900 ??.. Asking Price
$17,497 ???? 3.5% Down FHA Financing
3.46% ????. Mortgage Interest Rate
30 ?????? Number of Years
$482,404 ??.. Mortgage
$124,497 ???. Income Requirement

$2,155 ???? Monthly Mortgage Payment
$433 ???? Property Tax at 1.04%
$0 ???? Mello Roos & Special Taxes
$125 ???? Homeowners Insurance at 0.3%
$503 ???? Private Mortgage Insurance
$0 ???? Homeowners Association Fees
============================================
$3,216 ???. Monthly Cash Outlays

($319) ???. Tax Savings
($765) ???. Equity Hidden in Payment
$19 ????.. Lost Income to Down Payment
$145 ????.. Maintenance and Replacement Reserves
============================================
$2,296 ???. Monthly Cost of Ownership

Cash Acquisition Demands
??????????????????????????
$6,499 ???? Furnishing and Move In at 1% + $1,500
$6,499 ???? Closing Costs at 1% + $1,500
$4,824 ???? Interest Points
$17,497 ???? Down Payment
============================================
$35,319 ???. Total Cash Costs
$35,200 ???. Emergency Cash Reserves
============================================
$70,519 ???. Total Savings Needed


The property above is available for sale on the MLS.


Nearby Foreclosures

Gain a competitive advantage over other buyers. By locating distressed properties -- before they hit the MLS -- you can discover where tomorrow's REOs and short sales will appear. Most of these properties are not listed on the MLS, but they will be soon. Research properties in advance and get a jump on your competition. Don't miss out on another deal because you couldn't act quickly. Use this tool to your advantage!

The red properties are already bank owned. As soon as REO asset managers prepare them for sale, they will be on the MLS. Get ready!

The green and blue properties have owners who are not paying their mortgages. They may be offered as short sales, or they may go through foreclosure and become REO. Either way, they will also likely be available on the MLS soon. Find your next home!

Be prepared to offer on these properties by researching them in advance or risk losing out to buyers who are have done their homework. Start your research today!

To find distressed properties, enter your desired location and press search. Scroll through list by pressing "next."



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Source: http://ochousingnews.com/news/realtors-who-are-assholes-sell-more-homes

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Savile victims allege paedophile ring existed at BBC

LONDON (Reuters) - A sex scandal gripping BBC deepened on Wednesday with claims that a paedophile ring had existed involving some of its stars, as its former director general said his handling of the case shouldn't stop him becoming the boss of the New York Times.

The BBC has been thrown into disarray by accusations it helped cover up sexual abuse by one of its most celebrated former presenters, Jimmy Savile, and has struggled to explain why one of its own shows killed an investigation into it.

The broadcaster's current Director General George Entwistle has been condemned for his handling of one of the worst crises in the corporation's 90-year history and questions have also been raised about his predecessor Mark Thompson, who is set to take over at the New York Times Co next month.

The government warned the BBC on Wednesday that the scandal was raising "very real concerns" about public trust.

"These allegations do leave many institutions, perhaps particularly the BBC, with serious questions to answer," Prime Minister David Cameron told parliament.

Police and the BBC, which is funded by the public through an annual licence fee, are looking into allegations that the eccentric, cigar-chomping Savile, who died last year, abused young girls over six decades.

Some of the attacks were alleged to have taken place on BBC premises.

Lawyers representing some of the male and female victims, some of whom were as young as eight when the abuse occurred, said their clients had indicated an organised paedophile ring involving other celebrities had existed at the BBC during the height of Savile's fame in the 1970s and 80s.

"There is information of a possible paedophile ring and we have people who have approached us with that information," Alicia Alinia, one of the lead lawyers involved in the cases for the Slater and Gordon law firm told Reuters.

"It seems to be a number of people who were involved other than Jimmy Savile, I can't reveal any specific names of celebrities involved, but it seems as though it wasn't just limited to unknowns."

Earlier, the BBC said new allegations had been made against nine current BBC staff or contributors since revelations about Savile were first broadcast by rival channel ITV.

These ranged from inappropriate language or behaviour to harassment and serious claims of sexual assault.

"Where appropriate action needs to be taken and people would need to be suspended, that will happen," a BBC spokeswoman said.

In a sign the scandal could spread further, lawmaker Tom Watson told parliament a senior aide to an unnamed former prime minister might have been involved in a suspected paedophile ring.

"I want to ensure that the Metropolitan Police secure the evidence, re-examine it, and investigate clear intelligence suggesting a powerful paedophile network linked to parliament and Number 10" he said.

"REAL CONCERNS"

The developments come at a time when politicians are increasingly voicing disquiet about the BBC's broader management structure.

Culture Secretary Maria Miller wrote to the broadcaster's independent governing body to say "very real concerns are being raised about public trust and confidence in the BBC".

MPs and the media heavily criticised Entwistle for his unconvincing appearance before parliament on Tuesday to answer questions over the scandal.

Thompson, his predecessor, is also facing scrutiny over his handling of the case. The public editor of the New York Times openly questioned whether the Briton was now fit to serve in his new role with such a scandal hanging over him.

"I do not believe there is anything that I've done in relation to this matter which should in anyway impinge on my abilities to fully discharge the responsibilities I'll have at the New York Times," Thompson told Reuters.

He said he was not briefed on the high-profile investigative programme that was looking into allegations against Savile, who hosted prime-time children's shows on the BBC, and that he was not involved in the decision to kill its report.

Entwistle, who replaced him as BBC director general in September, told hostile MPs on Tuesday that failures at the corporation had allowed Savile to prey on young girls, but he too denied he had helped suppress the report.

Damian Collins, an MP from the Conservative Party and a member of the parliamentary committee which questioned Entwistle, said it still wanted answers.

"I don't think the director general gave a very convincing performance yesterday and I think there were a lot of questions about the decisions he's taken," he told Reuters.

In reference to Thompson, who was director general when the decision was taken to drop the investigative Newsnight programme into the subject, he said:

"I find it extraordinary that the decision to close down the Jimmy Savile investigation could have been taken without the knowledge of the director general, who is the editor-in-chief, because this was not any run-of-the-mill investigation.

"It was one of the highest importance, involving some very grave criminal allegations about someone who had been a BBC employee for decades."

(Editing by Maria Golovnina and Andrew Osborn)

Source: http://news.yahoo.com/savile-victims-allege-paedophile-ring-existed-bbc-000004690.html

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Google Lets Advertisers Track Consumers On iOS6 - Business Insider

Marketers and advertisers using iOS applications can now monitor app downloads on Google's AdWords This function has been available on Android phones since April.?

Gap?is no longer planning to work with just Ogilvy on its advertising campaigns. While the company told Ad Age that it is not doing an agency review, Gap has reached out to PNH and AKQA to do new campaigns.

Think you've seen enough political ads? Well get ready because one-third of all political spots will air between now and November 6.

The Martin Agency chose Joe Alexander, formerly an ECD at the shop, to be its new CCO. Alexander has worked on campaigns for UPS and Wal-Mart.

TED?launched "Ads Worth Spreading" for the third time.

Months after retiring as chairman of Siegel & Gale,?Alan Siegel?opened a brand and corporate identity consulting firm called Siegelvision.

There's talk that LG's bottomless elevator stunt is actually fake.

Previously on Business Insider:?

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'; } else if (google_ads[0].type == "image") { s += ''; } else if (google_ads[0].type == "html") { s += google_ads[0].snippet; } else { if (google_ads.length == 1) { /* * Partners should adjust text sizes * so ads occupy the majority of ad space. */ s += ' ' + google_ads[0].line1 + '
' + google_ads[0].line2 + '?' + google_ads[0].line3 + '
' + google_ads[0].visible_url + '

'; } else if (google_ads.length > 1) { /* * For text ads, append each ad to the string. */ for(i = 0; i

Source: http://www.businessinsider.com/google-lets-advertisers-track-consumers-on-ios6-2012-10

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Update on the banking union initiative in the Eurozone

Here is the latest on the Eurozone-wide bank regulation initiatives. The area leadership seems to have agreed on some key principles of bank supervision:
  1. The ECB will be the ultimate supervisor for all 6,000+ Eurozone banks.
  2. National regulators will run day-to-day supervision for all banks, except...
  3. The ECB will directly oversee the 25 largest "systemic" banks.
  4. Bank bailouts via the ESM will not take place until the EMU-wide supervision is put in place (supposedly by 2014, though looks unlikely).
  5. The ECB will have the ability to intervene in any of the Eurozone banks.
  6. The ECB would not object if some EU banks outside of the Eurozone were supervised separately.
Reuters: - While he fully expects the ECB to have authority over all the euro zone's 6,000 banks, the Frankurt-based institution would concentrate on the systemically important lenders and delegate routine supervision of the rest to local watchdogs. "The main division is the centre will directly supervise the 25 odd banking groups and all the rest will be done by national supervisors under the guidance, umbrella, monitoring and definition of practices by the centre," Constancio [ECB VP] said.

The top banks would include Deutsche Bank, BNP Paribas, Santander UniCredit.

The ECB would reserve the right to intervene in any euro zone lender when needed. "There is no ambiguity in the system and there is very extensive use of decentralisation," he said.

Market participants however continue to remain skeptical that this master plan will instill enough confidence in the near-term to materially improve the banking liquidity conditions in the Eurozone.
GS: - Policymakers appear to hope that establishing a road-map to a new and workable Euro area regime will help to stabilize the current situation, as forward-looking markets price future stability into today's asset prices. Given that the credibility of policy announcements is weak, we are skeptical that this can be achieved in the shorter term.
For now the reliance on the ECB will be as a lender to the periphery banking system and a buyer of periphery government debt - not on the ECB as a bank supervisor.
SoberLook.com

Source: http://feedproxy.google.com/~r/SoberLook/~3/SUbOqDAkPlU/update-on-banking-union-initiative-in.html

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Did bacteria spark evolution of multicellular life?

ScienceDaily (Oct. 23, 2012) ? Bacteria have a bad rap as agents of disease, but scientists are increasingly discovering their many benefits, such as maintaining a healthy gut.

A new study now suggests that bacteria may also have helped kick off one of the key events in evolution: the leap from one-celled organisms to many-celled organisms, a development that eventually led to all animals, including humans.

Published this month in the inaugural edition of the new online journal eLife, the study by University of California, Berkeley, and Harvard Medical School scientists involves choanoflagellates (aka "choanos"), the closest living relatives of animals. These microscopic, one-celled organisms sport a long tail or flagellum, tentacles for grabbing food and are members of the ocean's plankton community. As our closest living relative, choanos offer critical insights into the biology of their last common ancestor with animals, a unicellular or colonial organism that lived and died over 650 million years ago.

"Choanoflagellates evolved not long before the origin of animals and may help reveal how animals first evolved," said senior author Nicole King, UC Berkeley associate professor of molecular and cell biology.

Since first starting to study choanoflagellates as a post-doc, King has been trying to figure out why some choanoflagellates live their lives as single cells, while others form colonies. After years of dead ends, King and undergraduate researcher Richard Zuzow discovered accidentally that a previously unknown species of bacteria stimulates one choanoflagellate, Salpingoeca rosetta, to form colonies. Because bacteria were abundant in the oceans when animals first evolved, the finding that bacteria influence choano colony formation means it is plausible that bacteria also helped to stimulate multicellularity in the ancestors of animals.

"I would be surprised if bacteria did not influence animal origins, since most animals rely on signals from bacteria for some part of their biology," King said. "The interaction between bacteria and choanos that we discovered is interesting for evolutionary reasons, for understanding how bacteria interact with other organisms in the oceans, and potentially for discovering mechanisms by which our commensal bacteria are signaling to us."

No one is sure why choanoflagellates form colonies, said one of the study's lead authors, UC Berkeley post-doctoral fellow Rosanna Alegado. It may be an effective way of exploiting an abundant food source: instead of individual choanoflagellates rocketing around in search of bacteria to eat, they can form an efficient bacteria-eating "Death Star" that sits in the middle of its food source and chows down.

Whatever the reasons, colonies of unicellular organisms may have led the way to more permanent multicellular conglomerations, and eventually organisms composed of different cell types specialized for specific functions.

Sequencing the choanoflagellate genome

King's 12-year search for the trigger of choanoflagellate colony development was reignited in 2005 when she started to prime cultures of the choanoflagellate S. rosetta for a genome sequencing project. The sequencing of another choanoflagellate, the one-celled Monosiga brevicollis, gave some clues into animal origins, but she needed to compare its genome to that of a colony-forming choanoflagellate.

Surprisingly, when Zuzow tried to isolate the colony-forming choanoflagellate by adding antibiotics to the culture dish to kill off residual bacteria, strange things happened, said King.

"When he treated the culture with one cocktail of antibiotics, he saw a bloom of rosette colony formation," she said, referring to the rose petal-shaped colonies that were floating in the culture media. "When he treated with a different cocktail of antibiotics, that got rid of colony formation altogether."

That "rather mundane but serendipitous observation" led Zuzow and Alegado to investigate further and discover that only one specific bacterial species in the culture was stimulating colony formation. When other bacteria outnumbered it, or when antibiotics wiped it out, colony formation stopped. Alegado identified the colony-inducing bacteria as the new species, Algoriphagus machipongonensis. While she found that other bacteria in the Algoriphagus genus can also stimulate colony formation, other bacteria like E. coli, common in the human gut, cannot.

Working with Jon Clardy of Harvard Medical School, a natural products chemist, the two labs identified a molecule -- a fatty acid combined with a lipid that they called RIF-1 -- that sits on the surface of bacteria and is the colony development cue produced by the bacteria.

"This molecule may be betraying the presence of bacteria," Alegado said. "Bacteria just sit around blebbing off little membrane bubbles, and if one of them has this molecule, the choanoflagellates all of a sudden say, 'Aha, there are some bacteria around here.'"

The signal sets off a predetermined program in the choanoflagellate that leads to cell division and the development of rosettes, she said. The molecule RIF-1 is remarkably potent; choanos detect and respond to it at densities that are about one billionth that of the lowest concentration of sugar that humans can taste in water.

"We are investigating this molecule from many sides. How and why do bacteria make it? How do choanoflagellates respond to it, and why?" King said. She and her team also are analyzing the genome of the colony-forming choanoflagellate and the colony-inducing bacteria for clues to their interaction.

King hopes that this unexpected signaling between choanoflagellates and bacteria can yield insights into other ways in which bacteria influence biology, particularly the biology of the gut.

Coauthors with King, Alegado and Clardy are Zuzow, now a graduate student at Stanford University; Laura Brown, now a faculty member at Indiana University; Shugeng Cao and Renee Dermenjian of Harvard Medical School; and Stephen Fairclough of UC Berkeley. Dermenjian is now at Merck.

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The above story is reprinted from materials provided by University of California - Berkeley. The original article was written by Robert Sanders.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Rosanna A Alegado, Laura W Brown, Shugeng Cao, Renee K Dermenjian, Richard Zuzow, Stephen R Fairclough, Jon Clardy, Nicole King. A bacterial sulfonolipid triggers multicellular development in the closest living relatives of animals. eLife, 2012; 1 DOI: 10.7554/eLife.00013

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/jc083uSCCwo/121024101758.htm

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China Mobile announces Nokia Lumia 920T, changes its mind soon afterward

China Mobile announces Nokia Lumia 920T, changes its mind soon afterward

Let's face it, China Mobile will carry Nokia's Lumia 920T, with the launch now believed to be in mid-November. Unfortunately, the network itself isn't being so straight forward, announcing the news on Sina Weibo shortly before yanking the post altogether. China Mobile's dithering aside, we're fairly sure the 920T will gain TD-SCDMA and TD-LTE modems, but is otherwise the same phone we've pawed at for the last few weeks.

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China Mobile announces Nokia Lumia 920T, changes its mind soon afterward originally appeared on Engadget on Tue, 23 Oct 2012 05:42:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/10/23/china-mobile-lumia920t/

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Samsung Galaxy Note II for T-Mobile review

Samsung Galaxy Note II for TMobile review

The Samsung Galaxy Note II is coming to America, and unlike its predecessor, it's not being as quiet about the move. In a completely unprecedented feat, the mammoth smartphone not only won over the hearts of four national American carriers and one regional network, it did so without having to make sacrifices in its design, specs or even its name. This is a considerable amount of progress when taking into account the fact that only two mobile operators adopted the original Galaxy Note -- the inaugural phablet, if you will -- and they did so months after its global launch. Heck, T-Mobile released its variant of the Note just three months ago, which likely will be a sour point to early adopters for a long time to come.

As you may have seen in our review of the global Note II, there's a reason for all of the buzz circulating around this new flagship device; it's good. It's very good. Once you get used to the idea of a 5.5-inch smartphone with an included stylus S Pen, you'll take heed of the incredibly fast quad-core processor, the latest version of Android, the high-end camera and the litany of other top-notch features that have helped the device become worthy of our praise.

This review, as you see it today, discusses our impressions of T-Mobile's version of the Note II and how it sizes up against the global model (the N7100), but we're changing things up this time around. Since there will be very few differences across the five different versions offered on US carriers, we're simply going to add our reviews of each carrier-specific unit to this space as we go along. The idea is that this review will encompass every Galaxy Note II sold stateside. Enjoy the galleries below, and continue past the break as we dig into Samsung's latest flagship... again.

Continue reading Samsung Galaxy Note II for T-Mobile review

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Samsung Galaxy Note II for T-Mobile review originally appeared on Engadget on Wed, 24 Oct 2012 09:00:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/update/samsung-galaxy-note-ii-usa/

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